Savings Accounts - Farmers State Bank & Trust Co. Mt. Sterling, IL

Farmers State Bank & Trust Co. Located in Brown County, IL

127-129 W. Main St.
PO Box 31
Mt. Sterling IL 62353

Savings

Farmers State Bank & Trust Co. savings accounts offer customers great ways to save for the future. Earn a competitive interest rate on your investment while also maintaining access to your money for when the unexpected occurs.

passbook Savings

No service charge if average daily balance is over $50.00, otherwise $5/mo
FREE quarterly statements
$50.00 minimum to open an account unless child or student
Interest compounded and credited quarterly
No service charge for full-time students, regardless of balance

Money Market

No service charge if average daily balance is over $2,500.00, otherwise $10/mo
Six transfers allowed monthly – three by check to third parties and three by phone or mail
No minimum withdrawal
Interest compounded and credited monthly
Statements processed monthly
$2,500.00 minimum to open an account

Christmas Club

YES – We still offer Christmas Club savings accounts!
$250, $500, and $1000 Christmas Clubs available
You make 49 payments – we make the 50th!

Have Questions?

Contact us about checking, savings, loans or any of our other services.

©2025

Farmers State Bank & Trust Co.

PO Box 31
Mt. Sterling, IL 62353

217-773-3319