Savings

Farmers State Bank & Trust Co. savings accounts offer customers great ways to save for the future. Earn a competitive interest rate on your investment while also maintaining access to your money for when the unexpected occurs.

  

Passbook Savings

  • No service charge if average daily balance is over $50.00, otherwise $5/mo
  • No service charge for full-time students, regardless of balance
  • Interest compounded and credited quarterly
  • FREE quarterly statements
  • $50.00 minimum to open an account unless child or student

Health Savings Account (HSA)

  • No service charge if average daily balance is over $500.00, otherwise $3/mo
  • Includes your first order of checks FREE
  • Competitive interest compounded and credited monthly
  • FREE monthly statements
  • $50.00 minimum to open an account

Money Market

  • No service charge if average daily balance is over $2,500.00, otherwise $10/mo
  • Six transfers allowed monthly - three by check to third parties and three by phone or mail
  • No minimum withdrawal
  • Interest compounded and credited monthly
  • Statements processed monthly
  • $2,500.00 minimum to open an account

Christmas Club

  • YES – We still offer Christmas Club savings accounts!
  • $250, $500, and $1000 Christmas Clubs available
  • You make 49 payments - we make the 50th!
 

Have Questions?

Contact us for more details on any of our Savings Account options. We look forward to assisting you with your savings goals and needs.

  

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